Rethinking Retirement Funding

For many Australians approaching or already in retirement, there’s a strange paradox that creeps in quietly. On paper, you’re wealthy, but are you asset-rich and cash-poor?
Annuities: A Reliable Source of Retirement Income?

There are limited options available for retirees to help fund their retirement. Find out how Futureproof is closing the product gap in retirement to help with aged care funding.
Bridging the Retirement Funding Gap: How Futureproof is Changing the Game

There are limited options available for retirees to help fund their retirement. Find out how Futureproof is closing the product gap in retirement to help with aged care funding.
Understanding Wicked Problems

The Wicked Problem of Population Aging and how to deal with the Growing Cost Pressure on Governments and Retirees A “Wicked Problem” is a complex issue that is difficult or even impossible to solve due to its interconnected nature. These problems don’t have a clear solution because they are entangled with other issues, and any […]
Closing the Product Gap in Retirement and Aged Care Funding

There are limited options available for retirees to help fund their retirement. Find out how Futureproof is closing the product gap in retirement to help with aged care funding.
Senate Inquiry into Improving consumer experiences, choice, and outcomes in Australia’s retirement system

How Futureproof is addressing the two big issues of our time. The following is the statement made by John Innes, CEO and Director of Futureproof, to the Senate Inquiry on 12 March 2024.
Parents drain retirement funds to support adult children

The Struggles of Millennials and Gen Z Are Wiping Out Parents’ Retirement Funds There’s a strong financial narrative running through Australian society at the moment. And, for the younger generations – i.e. younger Millennials and older members of Gen Z – this narrative is not a good one. Let’s take home ownership as an example […]
Futureproof supports the Voice to Parliament for the Indigenous first peoples of Australia

At Futureproof we support the principle of equity and fairness for everyone. It’s part of the Futureproof ethos upheld by our founders, directors and employees.
Financial services, wealth management and well-being are coming together

We all want to live well. In fact, we all have a right to live well — we all have a right to enjoy life and experience the things that make living so special.
Shared Appreciation Mortgages

Funding retirement: analysing Shared Appreciation Mortgages According to the Association of Superannuation Funds of Australia (ASFA), retirees need to access around 70% of their pre-retirement income in order to live comfortably. Unfortunately, most Australians are not achieving this figure, and are falling 40% below this benchmark on average. For the average Australian, this shortfall is […]