A better deal for Australians: Unifying financial services, wealth management and well-being We all want to live well. In fact, we all have a right to live well — we all have a right to enjoy life and experience the things that make living so special. In recent years, it seems like more and more people…
Funding retirement: analysing Fixed, Variable and Market-Linked Annuities Planning for the future and securing a great quality of life post-retirement are common concerns for Australians. As we get older, these concerns become increasingly pressing, and many Australians find themselves struggling to fund their retirement and maintain the quality of life they have grown used to.…
Funding retirement: analysing Shared Appreciation Mortgages According to the Association of Superannuation Funds of Australia (ASFA), retirees need to access around 70% of their pre-retirement income in order to live comfortably. Unfortunately, most Australians are not achieving this figure, and are falling 40% below this benchmark on average. For the average Australian, this shortfall is…
As the trend toward an ageing population with a high dependency ratio increases, and the fiscal and social consequences of poorly planned public policies becomes apparent, the question of how retirement and aged care will be sustainably funded has become an area of major concern for Governments worldwide. For the typical retiree, the equity built…
As the trend toward an ageing population with a high dependency ratio increases, and the fiscal and social consequences of poorly planned public policies becomes apparent, the question of how retirement and aged care will be sustainably funded has become an area of major concern for Governments worldwide. For the typical retiree, the equity built…
Funding retirement: Retirement Interest Only mortgages A large number of Australians do not have enough money saved to fund a comfortable retirement. According to the Association of Superannuation Funds of Australia (ASFA), Australians need 70% of their annual pre-retirement income during retirement – with the average Australian falling 40% below this benchmark. Australian retirees do have wealth – it’s…