The intergenerational wealth gap is no longer just a headline.
The intergenerational wealth gap is no longer just a headline. It’s the defining economic challenge for the next decade of Australian and UK families.
Bridging the UK Pension Gap Without Compromising Legacy
As the global population ages, governments and retirees alike are facing a growing financial challenge. It is what experts call a Wicked Problem.
The $3 Trillion Shift: Why “Last Resort” Thinking is Obsolete
The global retirement landscape is undergoing a silent revolution. For decades, home equity was viewed as a “break glass in case of emergency” fund.
When “playing safe” with your super could do more harm than good
A growing trend amongst many Australians aged 55–64 of tapping into their superannuation to pay down home debt may not be the best strategy.
Tapping Into the Inheritance Early: A New Trend With Hidden Risks
There’s a growing trend among Australian families where adult children are encouraging their Boomer parents to take out reverse mortgages to access part of their inheritance early.
An Australian fintech innovation with global potential
Many homeowning retirees, not only in Australia but globally, are “asset rich but cash poor”. The standard product solutions (reverse mortgages and shared equity appreciation mortgages) provide additional spending money but at the cost of home equity, which may not accord with the wishes of retirees if they intend to leave their home to their children or other beneficiaries.
Empowering Self-Funded Retirees: How the Equity Preservation Mortgage® Addresses Aged Care Funding Reforms
Unlock $2.25 trillion in home capital. Discover how Futureproof’s Equity Preservation Mortgage® will empower Australian self-funded retirees to fund aged care under new reforms, preserving wealth and legacy.
The Wicked Problem of Population Ageing
As the global population ages, governments and retirees alike are facing a growing financial challenge. It is what experts call a Wicked Problem.
Riding Out Market Volatility: A New Option for Self-Funded Retirees
Self-funded retirees often enjoy the satisfaction of financial independence. But with that independence comes vulnerability to market volatility, which can pose real challenges when you’re relying on your investments to fund your lifestyle. When markets dip sharply, as they sometimes do, it can create immediate stress and uncertainty. Watching your portfolio fluctuate in value – […]
Rethinking Retirement Funding
For many Australians approaching or already in retirement, there’s a strange paradox that creeps in quietly. On paper, you’re wealthy, but are you asset-rich and cash-poor?
