Closing the Product Gap in Retirement and Aged Care Funding
There are limited options available for retirees to help fund their retirement. Find out how Futureproof is closing the product gap in retirement to help with aged care funding.
Senate Inquiry into Improving consumer experiences, choice, and outcomes in Australia’s retirement system
How Futureproof is addressing the two big issues of our time. The following is the statement made by John Innes, CEO and Director of Futureproof, to the Senate Inquiry on 12 March 2024.
Parents drain retirement funds to support adult children
The Struggles of Millennials and Gen Z Are Wiping Out Parents’ Retirement Funds There’s a strong financial narrative running through Australian society at the moment. And, for the younger generations – i.e. younger Millennials and older members of Gen Z – this narrative is not a good one. Let’s take home ownership as an example […]
Futureproof supports the Voice to Parliament for the Indigenous first peoples of Australia
At Futureproof we support the principle of equity and fairness for everyone. It’s part of the Futureproof ethos upheld by our founders, directors and employees.
Financial services, wealth management and well-being are coming together
We all want to live well. In fact, we all have a right to live well — we all have a right to enjoy life and experience the things that make living so special.
Shared Appreciation Mortgages
Funding retirement: analysing Shared Appreciation Mortgages According to the Association of Superannuation Funds of Australia (ASFA), retirees need to access around 70% of their pre-retirement income in order to live comfortably. Unfortunately, most Australians are not achieving this figure, and are falling 40% below this benchmark on average. For the average Australian, this shortfall is […]
Annuities – fixed, variable, market-linked
Funding retirement: analysing Fixed, Variable and Market-Linked Annuities Planning for the future and securing a great quality of life post-retirement are common concerns for Australians. As we get older, these concerns become increasingly pressing, and many Australians find themselves struggling to fund their retirement and maintain the quality of life they have grown used to. […]
Women in retirement: The challenges and the solution for a comfortable retirement
Women, on average, will face a greater challenge in making up for a significant retirement savings gap than compared with their male counterparts.
Guaranteed Income Investment products
In this 5-part series of articles, we are analysing the advantages and disadvantages of some of the main alternative forms of retirement funding.
Retirement Interest Only Mortgages
Funding retirement: Retirement Interest Only mortgages A large number of Australians do not have enough money saved to fund a comfortable retirement. According to the Association of Superannuation Funds of Australia (ASFA), Australians need 70% of their annual pre-retirement income during retirement – with the average Australian falling 40% below this benchmark. Australian retirees do have wealth – it’s […]