Rethinking Retirement Funding

For many Australians approaching or already in retirement, there’s a strange paradox that creeps in quietly. On paper, you’re wealthy, but are you asset-rich and cash-poor?

Understanding Wicked Problems

Solving Wicked Problems

The Wicked Problem of Population Aging and how to deal with the Growing Cost Pressure on Governments and Retirees  A “Wicked Problem” is a complex issue that is difficult or even impossible to solve due to its interconnected nature. These problems don’t have a clear solution because they are entangled with other issues, and any […]

Parents drain retirement funds to support adult children

The Struggles of Millennials and Gen Z Are Wiping Out Parents’ Retirement Funds There’s a strong financial narrative running through Australian society at the moment. And, for the younger generations – i.e. younger Millennials and older members of Gen Z – this narrative is not a good one. Let’s take home ownership as an example […]

Shared Appreciation Mortgages

Funding retirement: analysing Shared Appreciation Mortgages According to the Association of Superannuation Funds of Australia (ASFA), retirees need to access around 70% of their pre-retirement income in order to live comfortably. Unfortunately, most Australians are not achieving this figure, and are falling 40% below this benchmark on average. For the average Australian, this shortfall is […]