B2B Partnering

Futureproof is currently identifying a select group of financial institutions and non-bank lenders as initial Product Issuers in United Kingdom, Australia and USA ahead of market launch in late 2024.

This group of initial Product Issuers may enjoy preferential terms including first-to-market advantage secured by a period of licensed exclusivity.

Whilst Product Issuers are generally market-specific, key global partnerships are also being separately entered into for the provision or arranging of mortgage insurance, reinsurance, forward flow mortgage funding, mortgage warehousing and securitisation services to support the launch of the Equity Preservation Mortgage®.

Financial Institutions

Futureproof is not a retailer of mortgages or financial products.
Being proprietary intellectual property, our Equity Preservation Mortgage® and our first-generation Futureproof financial products are made available under license only to financial institutions and regulated lenders on a white-label basis written via our SaaS product platform: 

Product Issuers

Retail Banks
Neo-Banks and Digital Challengers 
Life Insurers
Community Banks
Credit Unions
Friendly Societies
Non-Bank Lenders
Mortage Originators

Product Issuers may brand and write an unlimited number of the Equity Preservation Mortgage® on their balance sheet. 
Where taken off-balance sheet, Futureproof’s capital markets partners act as the Arrangers of mortgage funding and securitisation. 

Other Partners

Mortgage Insurance

The supporting Lenders Mortgage Insurance is provided by Futureproof’s insurance partners.

The innovative Parametric Insurance removes the credit risk for lenders and is provided through a Futureproof specialty risk insurance program fully underwritten by international reinsurers.

Mortgage Insurance

The Equity Preservation Mortgage® can be funded off-balance sheet through supporting partner programs, providing: 

Capital Advisory
Mortage Funding Lines
Forward Flow Funding
Mortgage Warehousing
Residential Mortgage-Backed Securities issuance
These programs are managed by Futureproof’s capital markets partners acting as Arrangers and supported by institutional investors and investment banks. 

Technology Partner

Futureproof’s SaaS platform is not an end-to-end mortgage processing platform, but a product plug-in.  It is made available to financial institutions under a Subscription Licence. 

This simpler architecture enables a direct product plug-in to open-banking and open-insurance systems or interface to existing technology stacks via secure APIs, including: 

Core banking platforms 
Core insurance platforms 
Wealth management platforms 
Mortgage processing platforms