A fintech & insurtech disrupter

of banking, insurance & wealth management

| futureproof

A B2B2C COMPANY

AT THE INTERSECT OF FINANCIAL TECHNOLOGY AND PRODUCT INNOVATION FOR REGULATED FINANCIAL INSTITUTIONS

 

RE-THINKING RETIREMENT AND AGED CARE FUNDING

TO BETTER MEET THE FINANCIAL NEEDS OF  AGEING CUSTOMERS

AT EVERY LIFE STAGE

A NEW FORM OF EQUITY RELEASE MORTGAGE

The Equity Preservation Mortgage™ equity release mortgage is a new proprietary mortgage-based financial instrument that overcomes the inherent defects of existing types of equity release mortgages (including reverse mortgages, shared appreciation mortgages, shared equity mortgages and retirement interest-only mortgages).

Licensed only to regulated financial institutions and delivered via a product platform (PaaS), the Equity Preservation Mortgage™ is a low risk-weighted nextgen smart monetizing home equity into tax-free annuity income to fund retirement and aged care, with no depletion of home equity.

are you a pre-retiree?

use home capital to
build your superannuation or
fund future retirement

are you a retiree?

use home capital to
provide tax-free annuity
income in retirement

are you self-employed?

use home capital
to build a property
portfolio for retirement security

are you a professional adviser?

new low-risk bespoke financial products
for far better client outcomes
in retirement

are you a financial institution?

access a game-changing new mortgage
that is less capital intensive and more profitable to write
to meet the needs of your ageing customers

are you a government, not-for-profit or developer?

monetize residential property portfolios
used for social housing or build-to-rent developments
to unlock capital and generate new income

Short Explainer Video

To view the extended version of this B2B Introduction video click here or to request a link for sharing please  contact us

Core Principles and Thought Leadership

Fiscal responsibility to us means sufficient retirement funding to live comfortably with certainty of income and removal of risk whilst preserving all existing and future home equity for future needs or to leave to the family.

Playing a game of chance that gambles what little home equity remains after being depleted by a reverse mortgage, against the continuing health, home care needs, cost of transition to residential aged care and  longevity of each partner is not a retirement strategy - it's a recipe for personal distress and financial disaster at the time of greatest vulnerability.

Learn more about our design thinking and core principles by viewing the Futureproof Thought Leadership Videos Series 1.

Awards and Recognition

USA

ASIA

HONG KONG

Memberships and Professional Bodies

AUSTRALIA

UNITED KINGDOM 

Sections of this website contain Confidential Information, not yet made available to the public, which are password protected or accessible only by Partners & Investors pursuant to a          Non-Disclosure Agreement.

Contact us for an access password to our Annuity & Mortgage Calculator or for more information.