re-thinking retirement and aged-care funding
A fintech & insurtech disrupter
of banking, insurance & wealth management
A fintech & insurtech disrupter
of banking, insurance & wealth management
| futureproof
are you a pre-retiree?
use home capital to
build your superannuation or
fund future retirement
are you a retiree?
use home capital to
provide tax-free annuity
income in retirement
are you self-employed?
use home capital
to
build a property
portfolio for retirement security
are you a professional adviser?
new low-risk bespoke financial products
for far better client outcomes
in retirement
are you a financial institution?
access a game-changing new mortgage
that is less capital intensive and more profitable to write
to
meet the needs of your ageing customers
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Core Principles
fiscal responsibility to us means sufficient retirement funding to live comfortably with certainty of income and removal of risk whilst preserving all existing an future home equity for future needs or to leave to the family
playing a game of chance that gambles what little home equity remains after being depleted by a reverse mortgage, against the continuing health, home care needs, cost of transition to residential aged and longevity of each partner is not a retirement strategy - it's a recipe for personal distress and financial disaster at the time of greatest vulnerability
Recent News
Q2/2021 – Media Release – Aged Care Royal Commission
New AUD $2.5M Trillion Capital Pool
Futureproof today issued a Media Release to the financial press in its Australian test market.
With an average mortgage loan size of AUD$880,000, the Equity Preservation Mortgage™ is identified as the only financial instrument in the world capable of responsibly unlocking substantial home equity.
Through conversion to home capital, a new asset class is created to make available, for the first time, the $2.5 trillion capital pool for self-funding retirement and aged care in Australia.
Home capital is the last remaining asset class of sufficient size and capital depth to make a fiscal difference for Governments seeking solutions to funding shortfalls and to address fiscal issues arising from the rapidly deteriorating dependency ratio of taxpayers:retirees caused by the ageing population.
Latest News
Q3/2021 – Innovate | Finance UK
Voice of UK Fintech Features Futureproof
Innovate | Finance is the independent industry body that represents and advances the global FinTech community in the UK.
Innovate | Finance UK today featured Futureproof in their “Shining a Spotlight On” Series – a platform recognized as showcasing the brightest and best in UK FinTech.
Innovate | Finance plays UK’s leading role in the financial services sector by directly supporting the next generation of technology-led innovators.
The support of industry bodies such as Innovate | Finance that bring fintechs, financial institutions, regulators and governments together is an important part of Futureproof’s market launch in UK and Australia – the most highly regulated financial markets in the world.
The UK launch of the Equity Preservation Mortgage™ is planned for late 2022 with Futureproof now inviting participation from an initial group of leading UK financial institutions as Product Issuers.
Latest News
Q3/2021 – Fintech Australia
Voice of Australian Fintech Features Futureproof
Futureproof and its breakthrough Equity Preservation Mortgage was today featured by Fintech Australia in its weekly Five Fintechs – a series profiling the best of the Australian fintech community.
As the leading representative body for Australia’s fintech industry, Fintech Australia brings together all parts and players in the financial technology ecosystem. Most important is its work with government and industry to develop new approaches to help accelerate innovation while ensuring a secure and stable financial system.
These objectives and values directly align with Futureproof’s design & development criteria – that no financial or product innovation should introduce any incremental or new systemic risks into the financial system that are not already being risk managed, underwritten and insured in the market today.
The Australian launch of the Equity Preservation Mortgage™ is planned for mid 2022 with Futureproof currently in discussions with an initial group of leading Australian financial institutions as Product Issuers.
Past News
Q4/2020 – Royal Commission into Aged Care
Futureproof Submission
The response of Australia’s financial institutions to the Royal Commission has been under-whelming.
Traditional banks & insurers need to decide whether to be part of the solution or continue to be part of the problem – because the team at Futureproof will continue to drive change for the better.
Read more about fintech and insuretech innovation bringing whole-of-life funding solutions and breakthrough financial products for each life-stage of retirement & aged care, in our Submission to the Royal Commission into Aged Care.
A response from Government is expected in the May 2021 Federal Budget.
Recent News
Q1/2021 – New Fintech Partnership
Futureproof Completes Investment in Stropro
Structured products can play an important role in the asset mix of investors alongside traditional asset classes.
Depending upon the design of each, structured products can be used within a portfolio to remove market volatility, protect capital whilst investing tactically or enhance income in low interest rate environments.
Futureproof has recently entered into a strategic relationship with fintech disrupter, Stropro, as an asset management partner.
Led by ex-Citi executives, Stropro has democratised structured products as a platform-enabled business bringing institutional capabilities to wholesale and sophisticated investors.
Structured products arranged by Stropro are issued by leading investment banks and supported by institutional guarantees.
Recent News
Q2/2021 – Final Seed Round Closes
Share Offer Oversubscribed
Futureproof has closed its seed capital raisings with fintech and insurtech investors from Australia, UK and Asia.
Lead Adviser, Slipstream Capital announced today in Hong Kong that the USD$3M seed capital raising has been successfully closed after the share offer was over-subscribed.
Slipstream Capital is currently undertaking a separate USD$10M strategic placement of shares at a pre-money valuation USD$72M to a number of key financial services partners which are to be announced in Q4/2021.
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