A B2B2C COMPANY
AT THE INTERSECT OF FINANCIAL TECHNOLOGY AND PRODUCT INNOVATION FOR REGULATED FINANCIAL INSTITUTIONS
RE-THINKING RETIREMENT AND AGED CARE FUNDING
TO BETTER MEET THE FINANCIAL NEEDS OF AGING CUSTOMERS
AT EVERY LIFE STAGE
A fintech & insurtech disrupter
of banking, insurance & wealth management
A fintech & insurtech disrupter
of banking, insurance & wealth management
| futureproof
A NEXTGEN EQUITY RELEASE SMART MORTGAGE
The Equity Preservation Mortgage® is a new proprietary mortgage-based financial instrument that overcomes the inherent defects of existing types of equity release mortgages (including reverse mortgages, shared appreciation mortgages, shared equity mortgages and retirement interest-only mortgages).
Licensed only to regulated financial institutions and delivered via our SaaS product platform, the Equity Preservation Mortgage® is a new low risk-weighted smart mortgage that monetises home equity into tax-free annuity income or fund embedded insurance products, with no depletion of home equity.
With no age or LTV/LVR restrictions, the Equity Preservation Mortgage® is the underlying financial instrument that supports and funds products and services for every life stage for both pre-retirees and retirees.
For financial institutions, whole-of-life funding, cross-selling of products, increased Customer retention and positioning as their trusted financial partner for life, now becomes possible.
are you a pre-retiree?
use home capital to
build your superannuation or pension fund
to fund future retirement
are you a retiree?
use home capital to
provide tax-free annuity
income in retirement
are you self-employed?
use home capital
to
build a property
portfolio for retirement security
are you a professional adviser?
new low-risk bespoke financial products
for far better client outcomes
in retirement
are you a financial institution?
access a game-changing new mortgage
to better meet the financial needs of your ageing customers
or fund legacy products or embedded products
are you a government, not-for-profit or developer?
monetize residential property portfolios
used for social housing or build-to-rent developments
to unlock capital and generate new income
Short Explainer Video
To view the extended version of this B2B Introduction video click here or to request a link for sharing, please contact us
Core Principles and Thought Leadership
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Fiscal responsibility to us means sufficient retirement funding to live comfortably with certainty of income and removal of risk whilst preserving existing home equity and all capital appreciation growth on the property for future needs or to leave to the family.
Playing a game of chance that gambles what little home equity remains after being depleted by a reverse mortgage, against the continuing health, home care needs, cost of transition to residential aged care and longevity of each partner is not a retirement strategy - it's a recipe for personal distress and financial disaster at a time of greatest vulnerability.
Learn more about our product design thinking and core principles by viewing the Futureproof Thought Leadership Videos Series 1.
Awards and Recognition
USA
ASIA
ASIA
HONG KONG
Memberships and Professional Bodies
AUSTRALIA
UNITED KINGDOM
Approved Business Intermediary
Sections of this website contain Confidential Information, not yet made available to the public, which are password protected or accessible only by Partners & Investors pursuant to a Non-Disclosure Agreement.
Contact us for an access password to our Annuity & Mortgage Calculator or for more information.