Funding retirement: analysing Guarantee Income Investments In this 5-part series of articles, we are analysing the advantages and disadvantages of some of the main alternative forms of retirement funding. We have already looked at annuities and shared appreciation mortgages, and now we are taking a closer look at a third type of funding: guaranteed income investment…
As people approach their retirement years it is natural to have concerns about whether they’ve put enough away to achieve a comfortable retirement, given the rise in living costs and longer retirement periods than that of previous generations. However, for a certain cohort of the population, the concern of having adequate savings for their golden…
Funding retirement: analysing Reverse Mortgages Across a 5-part series of articles, we examine the leading financial products that Australians can use to fund their retirement, weighing up the advantages and disadvantages of each option. So far, we have taken a closer look at annuities, shared appreciation mortgages, guaranteed investment products, and retirement interest-only mortgages. In the…
By the age of 65, the best of your working days are behind you, you are poised to enter into retirement and all that it entails – travel, time with the grandkids, leisurely days, and aging (hopefully) gracefully in the comfort of your own home. However, as the average life expectancy increases – according to…
As the end of working life approaches one of the main challenges an individual or couple will face, is forecasting how much money they will need to secure a comfortable and fulfilling lifestyle in retirement. The uncertainty of what your future needs will be, as well as the length of time your funds will need…
Australian homeowners have enjoyed unprecedented equity growth over the last decade with data from 2004 to 2021 showing an increase of 5% year on year[1]. With such vast amounts of wealth left idle, there is an obvious need for a solution which will allow residential property portfolio owners to tap into their growing equity and…