How Futureproof is addressing the two big issues of our time. The following is the statement made by John Innes, CEO and Director of Futureproof, to the Senate Inquiry on 12 March 2024.

The Struggles of Millennials and Gen Z Are Wiping Out Parents’ Retirement Funds There’s a strong financial narrative running through Australian society at the moment. And, for the younger generations – i.e. younger Millennials and older members of Gen Z

At Futureproof we support the principle of equity and fairness for everyone. It’s part of the Futureproof ethos upheld by our founders, directors and employees.

We all want to live well. In fact, we all have a right to live well — we all have a right to enjoy life and experience the things that make living so special.

Funding retirement: analysing Shared Appreciation Mortgages According to the Association of Superannuation Funds of Australia (ASFA), retirees need to access around 70% of their pre-retirement income in order to live comfortably. Unfortunately, most Australians are not achieving this figure, and

Funding retirement: analysing Fixed, Variable and Market-Linked Annuities Planning for the future and securing a great quality of life post-retirement are common concerns for Australians. As we get older, these concerns become increasingly pressing, and many Australians find themselves struggling

Women, on average, will face a greater challenge in making up for a significant retirement savings gap than compared with their male counterparts.

In this 5-part series of articles, we are analysing the advantages and disadvantages of some of the main alternative forms of retirement funding.

Funding retirement: Retirement Interest Only mortgages A large number of Australians do not have enough money saved to fund a comfortable retirement. According to the Association of Superannuation Funds of Australia (ASFA), Australians need 70% of their annual pre-retirement income during retirement

For the typical retiree, the equity built up in the family home will be, more often than not, their most valuable financial asset – this represents a pool of previously untapped capital that could be accessed to fund retirement and aged care needs.

For the typical retiree, the equity built up in the family home will be, more often than not, their most valuable financial asset – this represents a pool of previously untapped capital that could be accessed to fund retirement and aged care needs.

As the end of working life approaches one of the main challenges an individual or couple will face, is forecasting how much money they will need to secure a comfortable and fulfilling lifestyle in retirement. The uncertainty of what your future needs

People are living longer. For every 20 years of future life you can now add around one year in longevity. That’s great news for all of us – who doesn’t like that 60 is the new 40?

Funding aged care in retirement can be a minefield. With both the cost of living and life expectancy on the rise many people are poised to enter into their retirement years without adequate savings. Selling the family home has seemingly

Australian homeowners have enjoyed unprecedented equity growth over the last decade with data from 2004 to 2021 showing an increase of 5% year on year.

By the age of 65, the best of your working days are behind you, you are poised to enter into retirement and all that it entails – travel, time with the grandkids, leisurely days, and aging (hopefully) gracefully in the

Funding retirement: analysing Reverse Mortgages Across a 5-part series of articles, we examine the leading financial products that Australians can use to fund their retirement, weighing up the advantages and disadvantages of each option. So far, we have taken a

Retirement savings, interest rates, and inflation — these three terms are often discussed in the same breath, especially at the moment.

Dealing with longevity risk and sequencing risk for Australia’s retirees: the role of alternative assets In a basic sense, retirement funding is about ensuring you have enough money to maintain a high standard of living after you are no longer

As variable annuity sales decline, how can investors better prepare themselves for retirement? With population ageing globally till 2050, one would expect the sales of annuities to be experiencing strong growth, if not booming sales.  However, this is not the case and this